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Why those with health insurance often still end up with medical debt

Health insurance assists people with the basic costs of maintaining their health and treating any concerns that arise. People trust that the health insurance they purchase or receive through their employer will allow them to get the care they require if they have a medical need…

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Can you manage your student loan debt after graduation?

You’ve just graduated college and now you’re looking at a large number of student loans for your troubles. It’s likely going to take some time before you can pay off all of your student loans. Seeing how much you have can be overwhelming. How are you…

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What are your options when resolving credit card debt?

Getting a credit card can help in a lot of ways. It can help pay for gas, food, school books, clothes or even the occasional night out. But, eventually, creditors are going to want their money back and you’ll be responsible for paying it. There are…

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4 mistakes to avoid when filing for bankruptcy

Filing for bankruptcy can be a difficult decision, but it can also be the first step toward regaining financial freedom. Therefore, it is prudent to understand how things work and what you can do to make the most of the bankruptcy process. An excellent starting point…

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2 reasons that credit card debt could be impossible to overcome

Credit cards are important financial resources that give people flexibility between paychecks. Having revolving lines of credit can mean that someone is able to absorb unexpected expenses or a sudden drop in income due to injury or illness. Unfortunately, people often develop high balances on their…

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Can I get a mortgage after bankruptcy?

People often worry about declaring bankruptcy because they think that it will make future borrowing impossible. For example, maybe you’re facing medical debt and credit card debt that you would like to eliminate through bankruptcy. But you’ve also always dreamed of buying a home so that…

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How does the automatic stay impact garnishments and collections?

People who’re swimming in debt may benefit from filing for bankruptcy. A person who takes advantage of this opportunity will have the benefit of an automatic stay, which is a court order that halts collection attempts by creditors. The automatic stay, garnishments and collection attempts are…

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Why do some people delay filing for bankruptcy?

Filing for bankruptcy protects you from high debts and lawsuits. Thus, it’s vital to know when you should file for one . Nonetheless, some people overlook filing for bankruptcy, resulting in more trouble that they could have avoided if they had acted sooner. Here are three…

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Can bankruptcy affect your job search?

You may have heard horror stories about people losing job opportunities because they had bad credit. Now you may wonder how it will affect your job search if you file for bankruptcy. But bankruptcy doesn’t have to be a roadblock to employment. Bankruptcy is more common…

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3 reasons people choose Chapter 13 bankruptcy in Tennessee

Chapter 7 bankruptcy often seems like the best choice for individuals who have a lot of personal debt. It is faster and does not require that someone make payments for years before a filer’s case can be favorably resolved. Chapter 13 bankruptcy takes longer for someone…

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