Free Initial Consultation: 888-376-0282 Local:423-933-1606
Free Initial Consultation: 888-376-0282 Local:423-933-1606
Generally speaking, when you use a credit card, you use it at the point of purchase. The value of the products that you’re buying is charged onto your card, increasing the balance that you owe. Ideally, you will simply pay off that balance at the end…
Cash advances may seem like a quick financial solution when an individual needs immediate access to money. They allow borrowers to access cash from a credit card, personal loan or payday lender, often without extensive paperwork or long approval times. However, what appears to be an…
Few things are as dismaying as receiving your paycheck only to find a significant chunk missing. This could be the reality if a creditor initiates wage garnishment against you. But why exactly would this happen to you, and what types of debts can trigger it? By…
Credit card debt is one of the most predatory and insidious lending systems currently permitted in the United States. With the exception of payday lenders or check-cashing services, credit card companies charge the highest interest rates and most exorbitant fees of any lenders in the country.…
Credit cards are incredibly useful. They give people financial flexibility to cover unexpected costs. However, many people fall into a habit of spending more on credit than they can actually afford. It doesn’t take very long for credit card debt to spiral out of control. Quite…
Cash advances from your credit card seem like a convenient solution when you face an unexpected bill or cash flow problem. With the quick withdrawal of funds, it can be easy to think that taking out a cash advance isn’t such a bad idea. Taking cash…
If you’re dealing with overwhelming debt, it can feel like you owe everyone from the place you went for pizza during college to the gym you left last year because you could no longer afford that luxury. Collectors may be contacting you via phone, text and…
Credit cards are important financial resources that give people flexibility between paychecks. Having revolving lines of credit can mean that someone is able to absorb unexpected expenses or a sudden drop in income due to injury or illness. Unfortunately, people often develop high balances on their…
If you’re in debt, you’ve most likely considered a debt settlement program as your way out of debt. This is because of the potential amount of money you will save. However, while debt settlement can save you money by allowing you to resolve your debt for…
Most people find having revolving lines of credit to be a necessity in the modern economy. Credit cards help people balance budgets when they don’t have enough income one month or have unexpectedly high expenses. People can borrow money in a short-term manner for necessary expenses…
Fields marked with an * are required