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Chapter 13 bankruptcy is one of the most popular forms of personal bankruptcy. It allows people to protect their biggest assets without liquidating anything and to regain control of their finances even if they make a decent wage. Chapter 13 Bankruptcy is also called a wage-earners…
Even when you know well that you have made the right decision, filing for bankruptcy can be difficult. It’s not something you really wanted to do or that you planned to do. You know it can help you and that it’s the best option, but you…
If you’re already struggling financially to pay your debts and other financial obligations, the last thing you need is to have your income lowered by wage garnishment. Some creditors don’t have the option to order your employer to take money from your paycheck to make payments…
It’s important to recognize myths in many areas of the law, bankruptcy included. People often don’t even realize that the information they’re spreading is inaccurate. They honestly believe that it’s true, but they have been misled at some point, and they wind up repeating it. To…
Bankruptcy doesn’t just help you discharge your unsecured debts. It also stops collection activity and helps you rework your budget. Chapter 13 bankruptcy, in particular, can help those with a steady income and personal property protect themselves during times of financial hardship. Falling behind on certain…
You have to have a solid income, a substantial savings account and a decent credit score to qualify for a mortgage. Typically, you will have to show years of reliable payments made on rental properties or other lines of credit as well to prove that you…
Many people think of Chapter 7 or liquidation proceedings when they think about bankruptcy. However, there are multiple different forms of individual filings. Other than Chapter 7, Chapter 13 is arguably the most common. Chapter 13 filings require a repayment plan before the person filing can…
Student loan interest rates have been at 0%, and there’s been a pause on monthly payments since March 27, 2020. That reprieve comes to an end on Oct. 1, 2021. Many lawmakers fear borrowers won’t be able to foot the bill for what they owe once…
For many people diagnosed with cancer, their medical battle will be one of the most strenuous experiences of their life. However, thanks to incredible advances in modern medicine, cancer of many different forms has never had better survival rates. The only downside to these incredible medical…
Professionals who help others optimize their credit score will often tell people to have multiple lines of credit. Having several different credit cards, store lines of credit, a vehicle loan and student loans will look better than just having one credit card, provided that you maintain…
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