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Free Initial Consultation: 888-376-0282 Local:423-933-1606
If you owe debts that you cannot pay, collectors will be hot on your heels for payment. One way that they can get the money they claim you owe them is through wage garnishment. You may wonder if or how that could potentially affect your employment. While…
People sometimes worry that filing for Chapter 7 bankruptcy means they’re going to lose everything. They know that it is referred to as liquidation bankruptcy, and they understand that this means they have to sell their assets to pay off a portion of what they owe.…
It was less than a year ago that we discussed the Consumer Financial Protection Bureau’s (CFPB) proposed new rule that would have prohibited medical debt from being included on people’s credit reports. A lot has changed since then. Now, shortly before the new rule was scheduled…
The exact amount of student loan debt differs from one person to the next, of course, depending on the specifics of their degree and how many loans they actually took out. That said, there is a total of $1.773 trillion of student debt in the United…
Generally speaking, when you use a credit card, you use it at the point of purchase. The value of the products that you’re buying is charged onto your card, increasing the balance that you owe. Ideally, you will simply pay off that balance at the end…
If you are living with overwhelming debt, it certainly affects your financial decisions. It may limit what purchases you can make, and missing payments could impact your credit score. But it is important to remember that debt goes beyond just a financial issue. There is evidence…
If you want to file for Chapter 7 bankruptcy, you have to take a means test. Among other things, you have to report your monthly income. The court needs to get an idea of your assets, income, debts and financial obligations and expenses. So what happens if…
Health insurance is one of the only ways to make modern medical care accessible. Without insurance, most people can’t afford prescription medication, surgery and other cutting-edge medical treatments. Unfortunately, the insurance companies do not necessarily act in the best interests of policyholders. Instead, they look for…
If you’re worried about someone repossessing your car in Tennessee, filing for bankruptcy might help. When you file for bankruptcy, an automatic stay goes into effect. This stay is like a legal shield that stops most creditors from collecting debts, including repossessing your car. There are…
Divorce and financial strain often go hand in hand. It is common for couples going through a divorce to face financial challenges that may lead them to consider filing for bankruptcy. But how does one process affect the other? Here is what you need to know.…
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