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During your application process for a wage earner’s plan, there is a court proceeding in which a bankruptcy judge will decide if you qualify for Chapter 13 bankruptcy. At this confirmation hearing, the judge presiding over your case will review your proposal to repay your creditors.…
Filing for bankruptcy can be a lifeline when you are overwhelmed with debts. It can give you a much-needed fresh start and a chance to regain control of your finances. However, the road to financial recovery through bankruptcy is not without its pitfalls. It’s crucial to…
Credit cards are incredibly useful. They give people financial flexibility to cover unexpected costs. However, many people fall into a habit of spending more on credit than they can actually afford. It doesn’t take very long for credit card debt to spiral out of control. Quite…
When your debts are climbing and you already suspect (or know) that you need to file bankruptcy it can be very tempting to indulge in some substantial purchases on credit – while you still have some readily at hand. This can be especially true during the…
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