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It might surprise you to learn that many Tennessee residents tried extremely hard to pay their debt before filing a bankruptcy. From working multiple jobs to selling the car and walking, most have tried everything to accommodate their debt—especially medical debt. Why is medical debt so…
Many people find their cars essential to allow them to earn a living. This is especially true for those who live in rural areas that lack a good public transport system. When they lack the funds to buy a vehicle outright, their only option is to…
Exploring your options for debt removal may have led you to decide on filing for bankruptcy. You may have found that most people file for either Chapter 7 or Chapter 13 bankruptcy. Chapter 7 bankruptcy, as you may already know, is a liquidation plan, which allows…
Many people who find themselves facing bankruptcy will blame credit cards. They will say that they simply spent too much money, they got in debt and they have no way to get out of it. If they use Chapter 7, they want to eliminate that debt,…
Few people manage to survive on cash alone. Most rely on their credit score to borrow money. A good credit rating can help you do a lot of things. For example, buying a home, starting a business, paying for medical treatment or mending the car so…
Hospitals are a vital part of the public health system. You go to the hospital when you are very sick or badly injured and need expert medical treatment. However, life-saving treatment is not free, as anyone who has ever undergone it can tell you. Even if…
Filing for personal bankruptcy has two options – Chapter 7 or Chapter 13. Understanding the differences can help you to make the best choice. Here are some things to consider: Only Chapter 7 can wipe your debts This is why many people instantly assume that Chapter…
The lender that financed your home purchase technically has an interest in your property until you completely pay off your existing mortgage. If you miss a few payments, you may face aggressive collection efforts, which make culminate in foreclosure proceedings. Your lender will send you written…
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