Free Initial Consultation: 888-376-0282 Local:423-933-1606
Free Initial Consultation: 888-376-0282 Local:423-933-1606
A Chapter 13 bankruptcy filing or wage earner’s plan offers numerous benefits when compared with a Chapter 7 filing. It protects your assets, comes off of your credit report earlier and may result in fewer ethical qualms because you make a concerted effort to repay your…
There are numerous legal avenues for debt collection. Typically, businesses and individuals start by sending past-due notices or making collection phone calls. Eventually, if repayment is still not forthcoming, the party trying to collect on the debt may take more aggressive steps. Going to civil court…
Debt relief and debt solution programs come in all shapes and sizes. You might hear advertisements on the radio about a credit card debt settlement company or receive tempting balance transfer offers from your credit card company asking you to transfer what you owe to a…
There are few feelings as awful as being inundated with debt that you struggle to repay over the course of many months or years. It is even more frustrating when you had to take on that debt not for something that you chose to purchase, but…
Student loan debt has increased in the past decade by more than 144%. In fact, student loan debt is second only to mortgages or housing payments for most American families. There has been some talk from the current administration forgiving student loans, but that has not…
If you are overwhelmed by debt, you are not alone. It is a widespread issue, albeit one that many do not like to talk about. The cost of housing and living has risen sharply over the years, whereas wages have not. A recent report put the…
If you tell someone you are thinking of filing for bankruptcy, they may assume you have been too free and easy with your credit cards. Yet, often the reason people max out their cards is to cover medical bills. A 2018 report found that 530,000 families…
One of the worst aspects of getting into debt you cannot afford to pay back is the constant attention from creditors. They may contact you themselves or pay a debt collection firm to do it. It can leave you scared to answer the phone, open the…
Credit card debt has continued to grow and affect people throughout the years, but 2021 saw Americans living with close to $900 billion in credit card debt. It’s expected that Americans will add another $60 billion to that total by the end of 2021, which shows…
Spending money can be fun. Being in debt is not. While bankruptcy is not a magic wand that can transform the world from gloom to sun in an instant, it allows you a chance to make things better. Financial problems can lead to mental health problems.…
Fields marked with an * are required