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Free Initial Consultation: 888-376-0282 Local:423-933-1606
Filing Chapter 13 bankruptcy provides relief from your debt and can help you get back on secure financial footing. When you file for this type of bankruptcy, it’s important to realize that not all debts are created equally. In some cases, there are debts that don’t…
Many people don’t realize what kind of aggressive collection efforts are legal until they fall far behind on one of their financial accounts. If all you have had experience with so far has been vaguely threatening letters and repeated phone calls to your house and place…
Tough economic times haven’t been easy on anyone’s finances. You currently might be in a situation where, in addition to your living expenses, you are drowning in student loans, car payments, credit cards, and possibly even medical debt. You are trying to work through the mess,…
If you’re interested in bankruptcy but you’re still earning a wage, you may find out that you don’t qualify for Chapter 7 bankruptcy. You simply earn too much money to use this, even though you still feel that you have too much debt to pay off.…
Your credit card balance is close to the upper limits for the available credit that you have. Then you get a letter in the mail offering you a new credit card or extending an offer from an existing card provider allowing you to transfer the balance…
Student loans can amount to tens or even hundreds of thousands of dollars in personal debt, which you may have started accruing when you were barely 18. Investing that much money in higher education does not guarantee that a student will later find appropriately gainful income,…
Having your own home isn’t just the American dream. It is also an important step for those who want long-term financial stability. Unlike a monthly rental payment, which can increase with little warning, what you pay for your mortgage every month will typically remain the same…
Many people think about the possibility of filing for bankruptcy for a while before they actually take that step. Some of them might not realize that they’re going to have to do some work as they prepare for bankruptcy. One thing that you’ll have to do…
You’re struggling to pay back your bills, and much of it has to do with a few thousand dollars in credit card debt. Maybe you had an emergency situation and you had no choice but to put the charges on the card. Maybe your spouse simply…
When you borrow money from a business, you will sign a promissory note or similar legal documents that obligate you to repay the amount owed. Whether you need money to cover medical care or to finance the purchase of a vehicle, you will have to repay…
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