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The holidays are a time when people buy gifts for their loved ones and some may travel more than normal. This can sometimes be financially overwhelming. Some individuals opt to put those purchases on a credit card, which means they’ll have monthly payments until the debts…
Bankruptcy is one of the only legal methods of protecting yourself from intense collection activity like lawsuits. People who have lost control over their unsecured debts or worry about aggressive collection activity like repossession or foreclosure related to secured debts often file for bankruptcy to regain…
There are plenty of options when it comes to payday loans, and they’re a popular solution for people who need quick cash. Moreover, they’re easy to obtain, and a credit check isn’t required. Usually, lenders will only need a checking account, a valid ID and proof…
Wage garnishment is a process by which a creditor can collect money directly from your wages. They can only do this by getting a court order, and then your employer is instructed to send that percentage of your wages to the creditor. This means that it…
Millions of Americans felt a sense of relief in August when President Joe Biden announced his long-promised student loan forgiveness program. It is designed to cancel up to $20,000 in loan debt for borrowers with Pell grants and up to $10,000 for those without them. Some…
Bankruptcy is a great financial relief program for people who’ve fallen on hard times. When debt becomes overwhelming – due to medical bills, interest or late fees – debtors often consider one of two forms of bankruptcy: Chapter 7 and Chapter 13 bankruptcy. Chapter 7 bankruptcy…
People who are going through financial difficulties might ultimately consider filing for bankruptcy. Making sure that you’re doing what’s in your best interests is important. The only way to do this is to ensure you understand the process and what it entails. Many people have the…
No one ever goes into bankruptcy proceedings feeling happy about their situation. On the contrary, most Tennessee residents feel pretty terrible that they reached a point where bankruptcy was the solution. Overwhelming debt can affect anyone and does not necessarily mean you behaved irresponsibly. If you…
If you’re in debt, you’ve most likely considered a debt settlement program as your way out of debt. This is because of the potential amount of money you will save. However, while debt settlement can save you money by allowing you to resolve your debt for…
There are many forms of cancer, and each one will require specialized medical treatment. Chemotherapy, radiation and surgery are among the common treatments used to help people defeat cancer. The success rates for such treatments have improved significantly in recent decades, meaning that many more people…
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