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If you’re planning to get married in the near future, it’s always best for you and your spouse-to-be to talk with each other honestly about your finances. This includes not just your current financial situation, but your attitudes towards spending vs. savings and your goals for…
Millions of Americans file for bankruptcy every year. Then there are millions more who could benefit from filing for Chapter 7 or Chapter 13 bankruptcy but don’t. People who put off or avoid bankruptcy have many reasons for their actions. Fear is one of the biggest.…
Having to wait until payday to get the things you need isn’t always easy. For some, the need to get money fast leads them to seek out a payday loan or cash advance. With very few exceptions, people who take out one of these will get…
There’s a great deal of misinformation surrounding the bankruptcy process – perhaps the most damaging being that it leads to financial ruin. The truth is, like most major life decisions, bankruptcy comes with both pros and cons for those who file. If you’re facing insurmountable debt,…
As you realize you’re in financial trouble, there’s a lot to think about. But the one thing you never want to do is panic. You must keep your cool, review your situation in great detail and devise a plan that you can carry out in an…
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