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Losing a loved one can be a terribly difficult event in the life of a Tennessee family. Not only must the survivors begin the difficult process of learning to live without the decedent in their life but they must also begin the challenging process of settling…
Personal debt can get out of control quickly, or slowly, over many years. It isn’t unusual to hear about Chattanooga residents living paycheck to paycheck or struggling to make ends meet. Living this way can quickly ignite debt and it can get out of control in…
When it comes to a person’s health and well-being, few things matter more than keeping it in good standing. Health can take a turn in a hurry, whether from an accident injury, a sudden onset and diagnosis of a disease or other medical issue that needs…
Whether you’re a spender or a saver, there have likely been times in your life when you had to pull the purse strings a bit tighter to ride out a financial crisis. Perhaps you sustained an unexpected income change or someone in your family faced an…
There is a lot of attention put on the mantra of being healthy and living a healthy lifestyle. But beyond your health, how else could a person’s life be impacted due to a healthy or unhealthy lifestyle? According to a new study, health and debt are…
Believe it or not, the winter holiday season will be here before we know it. Many people plan ahead for this time of year, carefully managing their finances so that they can pay in full for gifts, parties and other expenses associated with the holiday season.…
In addition to significant financial stress, owing a large amount of debt can bring a host of significant and unpleasant consequences to your life. From growing interest to phone calls from creditors, it may seem like no part of your life is immune from the effects…
Hint: It’s not the petition. Of course, you need a petition to begin the bankruptcy process and lay out some basic information regarding your financial situation, but that isn’t what’s at the heart of a Chapter 13 bankruptcy. The most important part of a Chapter 13…
You need your car for work, to get to school, to go to the grocery store and even to drive your children around. Having a vehicle is critical to your career and your independence, so if you start receiving threats of repossession, your right to drive…
Residents may have heard of the idea of “homestead exemptions. And, they may be more familiar with the concept in the context of the taxes. Nonetheless, a more important use of the idea may be when filing bankruptcy. Bankruptcy exemptions are used by debtors to carve…
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